Loan programs · FHA loans
FHA loans on the Larkin coast
An FHA loan is a mortgage insured by the Federal Housing Administration. It's often a good fit for first-time buyers and for people rebuilding credit, because qualifying guidelines can be more flexible than many conventional loans.
Who FHA suits
Buyers with smaller down payments, credit that's still growing, or a recent change in income who can document it.
What it costs
FHA loans carry a mortgage insurance premium. I'll show you how it changes your monthly payment before you decide.
What the home needs
The property has to be your primary residence and meet FHA's property standards — an appraiser checks.