Loan programs · VA loans
VA home loans, explained by someone who does them every week
VA home loans are guaranteed by the U.S. Department of Veterans Affairs and are available to eligible veterans, service members and some surviving spouses. For many eligible borrowers they allow buying with no down payment.
Check eligibility first
You'll need a Certificate of Eligibility. I can request it with you — it usually starts the conversation.
The funding fee
Most VA loans include a funding fee; some borrowers are exempt. We'll look at yours before you shop.
Entitlement, simply
Entitlement is the VA's guarantee amount. If you've used a VA loan before, we'll check what's available.